New Banks to join Loan Scheme for Small & Medium Enterprises

[Hong Kong Standard, Jan 3 2011] "Ten banks have signed deals with the Hong Kong Mortgage Corporation to participate in a financing plan for local small- and medium-sized enterprises.

The corporation's SME financing guarantee scheme helps non-listed local companies obtain loans from banks, beginning this month.

The money can be used as general working capital or to acquire assets.

The corporation will guarantee 50 to 70 percent of bank loans for eligible companies - up to HK$12 million for a firm for a maximum of five years.

"Administrative fees will be waived for SMEs that join the scheme before the end of June," said a spokesperson for Bank of East Asia.

"The scheme can provide some buffer to the market, to protect SMEs," said Alex Cheung Kin-sang, DBS (Hong Kong) managing director. A source said SMEs need time to study the details."

For more details about the loan scheme or participating banks, please contact our customer service team at Synergy Business Centre at (852)28041628 or info@synergybc.com.hk .

匯豐增撥中小企貸款資金

【明報專訊七月廿三日】匯豐銀行昨天宣布，再度增撥40億港元作中小企貸款資金，在香港共撥款160億元。匯豐近月接連提升中小企貸款撥款額，自去年12月，首次撥出40億元作中小企貸款資金後，分別於3月及6月增撥款額，至今已批出逾120億元予5454家中小企，昨天則宣布再加碼40億元，總金額將達160億元。匯豐環球工廠業務亞太區聯席主管郭懷道指出，其客戶表示，去年第4季的訂單開始增加，而且銀行根據最近調查所得，中小企對下半年市道展望樂觀，是匯豐增撥中小企貸款的主因。 想了解卓智商務顧問提供的獨立融資中介服務，請致電 (852) 28041628。

跨境貿易人民幣結算

(2009年7月6日新華社香港電)

香港與內地跨境貿易人民幣結算業務６日正式展開，市場認為，直接以人民幣結算交易，有助降低匯率成本及減少風險，對業務有幫助。

跨境貿易人民幣結算業務的展開有利于企業規避匯率風險並鎖定成本，從而促進進出口貿易，同時有利于香港銀行拓展業務空間。